Insurance
Make sure that your sponsor organization or school has enough liability and out of province insurance coverage for its own protection. You should do this immediately after your group has been accepted because it can take a long time.
Speak to your Regional Coordinator if you anticipate issues obtaining an insurance certificate.
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Make sure that the YMCA of Greater Toronto is added as an additional insured .
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The dates on the certificate should cover both phases of your exchange.
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The liability policy covers the activities of the sponsor organization, its staff and group leaders for the duration of both sides of the exchange and has $5,000,000 minimum coverage.
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The policy has adequate limits and covers any out-of-city or out-of-province travel.